Prep the pan: Heat oven to 350°F (175°C). Line a 12-cup muffin tin with liners or lightly grease.
Whisk dry ingredients: In a large bowl, whisk oat flour, baking soda, baking powder, salt, cinnamon, and nutmeg until evenly combined.
Add wet ingredients: To the same bowl, add pumpkin puree, eggs, maple syrup, oil, milk, and vanilla.
Whisk until the batter is smooth and no dry pockets remain. Do not overmix.
Fold in extras: If using chocolate chips or nuts, gently fold them in with a spatula.
Fill the cups: Divide batter evenly among the muffin cups, about 3/4 full. Sprinkle with coarse sugar, oats, or pepitas if you like.
Bake: Bake 18–22 minutes, or until the tops are set and a toothpick comes out clean or with a few moist crumbs.
Cool: Let muffins rest in the pan for 5 minutes, then transfer to a wire rack to cool completely.
Oat flour muffins set as they cool.