How To Make An Old-Fashioned Banana Pudding
So, you want to make real banana pudding. Not the fancy layered nonsense with mascarpone and artisanal vanilla beans.
No, you want the kind grandma used to whip up in a big glass dish, with layers of love, sugar, and just the right amount of nostalgia. You know the one—the kind that sat in the fridge at every summer barbecue, church potluck, and Sunday dinner for basically your whole childhood.
Well, you’re in luck. This one’s rich, creamy, banana-y (obviously), and layered with those dangerously addictive vanilla wafers. It’s not just a dessert—it’s a hug in a casserole dish.
What Makes It So Good

Let’s break it down. Why is banana pudding so legendary?
- No oven required. Your A/C bill thanks you.
- Texture game = strong. Soft pudding, tender bananas, and slightly softened cookies? Yes please.
- It actually tastes like bananas. Shocking, right?
- Crowd-pleaser. People lose their minds over this stuff. Prepare for requests.
Also, FYI: it gets better the longer it sits. If you can resist eating it right away (lol, good luck), it’s even tastier the next day.
Ingredients

Here’s what you need to make a classic version. No weird stuff.
For the pudding:
- 1 (14 oz) can sweetened condensed milk
- 1½ cups cold water
- 1 (3.4 oz) box instant vanilla pudding mix
- 3 cups heavy whipping cream, cold
For the layering:
- 1 box vanilla wafers (Nilla Wafers are the OG)
- 4–5 ripe bananas, sliced into coins
- Optional: crushed cookies or whipped cream on top
Yeah, that’s it. Told you it was easy.
Step-by-Step Instructions
Let’s keep this simple, because you have better things to do (like sneak bites out of the fridge later).
Step 1: Mix the condensed milk and water
In a large mixing bowl, whisk together the sweetened condensed milk and cold water until smooth. Add in the instant pudding mix and whisk again for about 2 minutes until it starts to thicken. Pop it in the fridge for 5–10 minutes while you do the next step.
Step 2: Whip it (whip it good)
In a separate bowl, beat the heavy cream until stiff peaks form. This is your homemade whipped cream. No Cool Whip here, folks. Grandma would side-eye you hard.
Step 3: Fold it all together
Take the chilled pudding and gently fold in the whipped cream. Use a spatula, and don’t be aggressive. You want it fluffy, not sad and deflated.
Step 4: Layer like a boss
Grab a trifle dish, a deep glass bowl, or honestly, whatever container makes you happy.
Do this:
- Layer of vanilla wafers
- Layer of banana slices
- Layer of pudding mixture
Repeat until you run out of stuff or your dish is full. Top with extra cookies if you want to flex.
Step 5: Chill out
Cover and refrigerate for at least 4 hours (overnight is ideal). The cookies soften into cakey magic. Do NOT skip this step unless you enjoy disappointment.

Common Mistakes to Avoid
Look, even simple recipes have their traps. Don’t get caught in one.
1. Using bananas that are too ripe
You want bananas with a few spots, not ones that are collapsing under their own sadness. Mushy bananas = weird texture.
2. Skipping the chill time
I get it—you’re hungry. But pudding that hasn’t set properly is just banana soup. Gross.
3. Using Cool Whip instead of real whipped cream
Yes, it technically works. But also… no. The texture and flavor just aren’t the same.
4. Slicing bananas too early
They’ll brown. Slice them right before layering to keep things pretty.
5. Overmixing the pudding
Once you add the whipped cream, gently fold. Don’t kill the fluff.
Variations and Swaps
Feeling fancy? Here are a few twists that still keep the old-school charm.
- Vanilla bean pudding instead of instant? A+ upgrade.
- Add cream cheese to the pudding base for a richer, tangier flavor. Totally worth it.
- Use shortbread cookies instead of vanilla wafers for more crunch.
- Make minis in mason jars for individual servings (and major Pinterest points).
- Add a splash of bourbon to the whipped cream if you’re feeling wild. Not kid-friendly but VERY adult-friendly 😉
FAQ
Can I make it ahead of time?
Yep. In fact, it’s better that way. Make it the night before and let it chill overnight.
How long does banana pudding last in the fridge?
About 3 days, tops. After that, the bananas start getting funky. Nobody wants funky pudding.
Can I freeze banana pudding?
Technically? Yes. Should you? Probably not. It’ll mess with the texture and turn weird when thawed.
Do I have to use instant pudding?
For this version, yes. If you want to make real custard from scratch, we can talk… but that’s a whole other vibe.
Can I use non-dairy alternatives?
Sure! Use coconut whipped cream and a non-dairy milk for the pudding mix. Just double-check your pudding brand is dairy-free.
Why is my pudding runny?
You probably didn’t chill it long enough, or you didn’t whip your cream to stiff peaks. It happens. Still tastes good with a spoon straight from the bowl though. 😉
Final Thoughts
Banana pudding isn’t fancy. It’s not supposed to be. But it is one of those desserts that hits every nostalgic nerve in the best way possible. It’s simple, sweet, and comforting—like your favorite aunt who gives the best hugs and never asks you when you’re getting married.
So whether you’re making it for a backyard BBQ, a family get-together, or just because you’re craving something classic, this old-fashioned banana pudding has your back.
And hey—if you eat it straight from the dish at midnight while standing in front of the fridge? Same. 😎