Coconut Cream Refrigerator Pie (Tastes Like a Vacation at Grandma’s)
Okay, picture this: it’s 85 degrees, the windows are open, you’re barefoot in the kitchen, and something sweet and coconutty is chilling in the fridge.
That, my friend, is the vibe of Coconut Cream Refrigerator Pie. It’s light, creamy, and ridiculously easy to make—like a beach vacation in pie form, but without the sunburn and sand in your flip-flops.
This pie is pure old-school comfort with a tropical twist. And best of all? No baking required. Just mix, layer, chill, and wait for the magic to happen.
What Makes It So Good

Besides the fact that it tastes like a coconut cloud? A few reasons this one never goes out of style:
- It’s cold, creamy, and refreshing. Ideal for hot days and cranky moods.
- Packed with coconut flavor. But not in an overpowering, “you just got slapped by a piña colada” kind of way.
- No oven. That’s right—your house stays cool and your pie stays chill.
- Perfect make-ahead dessert. Actually, it needs to be made ahead. We love that.
- Sweet, soft, and a little crunchy. The texture contrast? Chef’s kiss.
If coconut cream pie and icebox cake had a baby, this would be it.
Ingredients

Not a ton of ingredients, but each one pulls its weight.
For the crust:
- 1½ cups graham cracker crumbs
- ¼ cup granulated sugar
- 6 tbsp unsalted butter, melted
For the filling:
- 1 (3.4 oz) box instant vanilla pudding mix
- 1½ cups cold milk (whole milk = best texture)
- 1 (14 oz) can sweetened condensed milk
- 1 tsp vanilla extract
- 1 cup sweetened shredded coconut, plus extra for topping
- 1 (8 oz) tub Cool Whip, thawed
Optional: Toasted coconut flakes for topping
Optional: Coconut extract (use ½ tsp if you want to amp up the coconut vibes)
Step-by-Step Instructions
Let’s make something that tastes like it took all day, even though it didn’t.
Step 1: Prep the crust
Mix together the graham cracker crumbs, sugar, and melted butter in a bowl. Press the mixture firmly into the bottom and sides of a 9-inch pie dish. Chill it in the fridge while you make the filling. Or pop it in the freezer if you’re impatient (same).
Step 2: Whisk the pudding
In a medium bowl, whisk together the pudding mix and cold milk until it starts to thicken (about 2 minutes). Add the sweetened condensed milk and vanilla (and coconut extract if using), and whisk until smooth.
Step 3: Fold and coconutify
Gently fold in the Cool Whip until the mixture is light and fluffy. Then stir in shredded coconut. Try not to eat it all with a spoon right here. (But if you do… respect.)
Step 4: Fill and chill
Pour the mixture into the prepared crust and smooth the top. Cover and refrigerate for at least 4 hours, preferably overnight. The longer it chills, the better it sets.
Step 5: Top it off
Right before serving, top with more shredded coconut or toasted coconut flakes if you’re feeling a little extra. Add a dollop of whipped cream if you’re in full pie goddess mode.

Common Mistakes to Avoid
This pie is chill, but there are a few ways to mess with its vibe.
1. Using warm pudding
Make sure it’s nice and cold before folding in the Cool Whip. Warm pudding = melty mess.
2. Too much liquid
Stick to the 1½ cups of milk—not the 2 cups the pudding box usually calls for. You want it thick enough to hold its shape.
3. Forgetting to chill long enough
I know it smells amazing, but cutting it too soon is a rookie move. Give it at least 4 hours to set properly.
4. Not toasting the topping (if using)
Toasted coconut adds flavor and crunch. It only takes a few minutes in a dry skillet—don’t skip it if you want that wow factor.
5. Skimping on the crust
A weak crust falls apart. Press that graham mix down like it owes you money.
Variations & Swaps
Wanna play around a little? Here are some dreamy ideas:
- Use a Nilla wafer or shortbread crust instead of graham cracker.
- Add pineapple chunks to the filling for a piña colada pie moment.
- Use coconut milk in place of dairy milk for even more coconut flavor.
- Layer in sliced bananas for a tropical banana-coconut pie fusion.
- Add a chocolate ganache layer under the filling for a Mounds bar vibe.
FAQ
Can I make this ahead of time?
YES. This pie needs time to set, so making it the day before is ideal. Chill overnight and serve the next day like the legend you are.
How long does it last in the fridge?
It keeps for 3–4 days, covered. After that, the crust might get soft and the filling a little meh.
Can I freeze it?
You sure can. Freeze uncovered until solid, then wrap tightly. Thaw in the fridge for a few hours before serving. Slightly frozen? Still delicious.
Can I use homemade whipped cream instead of Cool Whip?
Absolutely. Use about 2 cups of whipped cream, whipped to stiff peaks. Just know it’ll be a bit lighter and less sweet.
Is this the same as coconut cream pie?
Close, but not quite. Coconut cream pie is typically baked or made with a stovetop custard. This version is no-bake and pudding-based—more like a chilled shortcut, but still super satisfying.
Do I have to toast the coconut?
Nope. But toasted coconut on top = flavor, texture, and aesthetic win. It’s the little things, ya know?
Can I use instant coconut pudding instead of vanilla?
Totally! Swap it in 1:1 for a bolder coconut punch.
Final Thoughts
Coconut Cream Refrigerator Pie is the kind of dessert that sneaks up on people. It’s humble. It’s simple. But then they take a bite… and suddenly everyone’s asking for the recipe.
It’s cool, creamy, and packed with coconut flavor—like a chilled slice of summer vacation. So if you’re looking for an easy, make-ahead dessert that delivers every time, this one’s a no-brainer.